BRRRR Financing

Buy, rehab, rent, refinance, repeat — financed across the full cycle, from the short-term rehab loan to the long-term refinance that lets you recycle your capital.

Submit your deal

How it works

BRRRR is a strategy: Buy a property, Rehab it, Rent it out, Refinance into long-term financing, and Repeat with the capital you pull back out.

MCG finances the cycle end to end — a short-term, asset-based loan to acquire and renovate, then a refinance into a long-term DSCR loan once the property is stabilized and rented.

Structuring both ends with one deal desk keeps the hand-off from rehab to long-term hold clean.

Who it's for

  • Investors building a rental portfolio while recycling a limited amount of capital.
  • Buy-and-hold investors who also renovate.
  • Investors who want one team to structure both the rehab loan and the refinance.

BRRRR Financing — FAQ

What is BRRRR?

BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat — a strategy for building a rental portfolio by renovating a property, refinancing it once stabilized, and reusing the capital on the next deal.

How does financing work across the BRRRR cycle?

A short-term, asset-based loan funds the purchase and rehab. Once the property is renovated, rented, and stabilized, it is refinanced into a long-term loan — commonly a DSCR loan — which repays the short-term financing.

Can I refinance into a long-term loan after the rehab?

Yes. Once the property is stabilized and rented, a DSCR refinance qualified on the rental income is the common way to hold the property long-term and pull capital back out.

Have a BRRRR deal?

Submit the scenario and we'll review it, structure the financing, and connect you with the lending partner that fits.

Submit your deal